Privacy

Last updated August 1, 2026.

Information we collect

When you subscribe, our newsletter and email-verification providers process your email address and related subscription data so we can deliver the publication, measure engagement, prevent abuse, and honor unsubscribe requests.

AI Income System purchases and access

If paid checkout is available, Stripe collects and processes your email, billing details, payment method, charge, and subscription status on its hosted pages. The Morning Dividend receives identifiers and status information needed to verify the exact annual product, grant access, open Stripe's billing portal, process support requests, and prevent abuse. We do not receive or store your full card number. Beehiiv may process your membership email and a secure access-link field so we can deliver access and service messages.

Browser storage and access cookies

The no-charge preview uses session storage to keep the name and email you enter, a creation time, and a random checkout idempotency value while you move into onboarding. Onboarding uses local storage to keep the name, email, experience selection, alert preferences, and completion time that personalize presentation on that browser. This preview information is not submitted as a paid order or email subscription. You can remove it by clearing site data in your browser.

Paid access uses a secure, HTTP-only cookie containing a signed session token with Stripe customer and subscription identifiers and issue/expiry times. It contains no card details, expires automatically, and is rechecked against Stripe before protected content is served.

Website analytics

We use Fathom Analytics and Google Analytics to understand visits, referral sources, page views, scrolling, and outbound-link activity. Google Analytics may use cookies and device identifiers. We use this information to improve the site and our marketing, and we do not send email addresses or other directly identifying subscription data to these analytics tools. Learn more about how Google uses information from sites that use its services.

Optional partner offers

After a new signup, we may show an optional page of partner newsletters. Our offer-wall provider receives your email address and page context to display and attribute those offers. Nothing is preselected. If you choose an offer, you ask us to share your signup details with that publisher, and we may earn a referral fee. Skipping does not affect your free report or Morning Dividend subscription.

How we use information

We use subscription data to operate and improve The Morning Dividend. We do not sell subscriber lists or share your email with a partner publisher unless you affirmatively choose that publisher's offer. Service providers may process data on our behalf under their own privacy and security terms.

Retention and security

Browser preview data remains on your device until it expires with the session or you clear it. Access cookies expire automatically. Stripe and Beehiiv retain provider records under their own terms and legal obligations. We use signed access tokens, narrow provider identifiers, origin checks, rate limits, and subscription revalidation to reduce misuse, but no internet service can promise absolute security.

Your choices

Every email includes an unsubscribe link. You may also request access, correction, or deletion by emailing hello@morningdividend.com. Paid members can manage payment details or cancel future renewal through Stripe's billing portal from the member desk. Clearing site data removes browser-stored preview preferences but does not cancel a paid subscription; see the cancellation terms.

Contact

The Morning Dividend operates this site and publication. Privacy questions may be sent to hello@morningdividend.com.